Business Banking

Business Accounts                                                                                           Move Your Accounts
          Checking
          Money Market
          Sweep
          CDs
Debit Card
Business Loans
Commerce Remote Deposit

 

Commerce Preferred Business Checking 
The Commerce Preferred Business Checking earns interest on balances of $1,000 and over while incurring no monthly maintenance fees with unlimited debits and credits. This account generates monthly electronic statements and gives you free access to internet banking, online bill pay and business debit cards. You also have the ability to modify and enhance your account through our cash management services. See current rates.

Commerce Value Business Checking 

The Commerce Value Business Checking account provides you full service with no monthly maintenance fee and no minimum balance required. This account generates monthly electronic statements and gives you free access to internet banking, online bill pay and business debit cards. You also have the ability to modify and enhance your account through our cash management services.

Commerce Business Advantage Checking 
The Commerce Business Advantage Checking account enables you to avoid the monthly maintenance fee by maintaining minimum or average balances and a limited number of transaction items. In addition, this account offers, at no charge, night depository drops, one wire transfer, and one stop payment per month. This account generates a monthly paper or electronic statement and gives you free access to internet banking, online bill pay and business debit cards. You also have the ability to modify and enhance your account through our cash management services.

Commerce Business Interest Checking (includes our Commerce Non-profit Checking)
The Commerce Business Interest Checking account earns interest on collected balances. The monthly maintenance fee can be avoided by maintaining minimum or average balances and a limited number of transaction items. This account generates a monthly paper or electronic statement and gives you free access to internet banking, online bill pay and business debit cards. You also have the ability to modify and enhance your account through our cash management services. See current rates.

Commerce Commercial Checking 
The Commerce Commercial Checking account is our traditional analysis account. The monthly maintenance fee can be offset by an earnings credit applied to collected balances. In addition, activity charges are based on our analysis fee schedule. This account generates a monthly paper or electronic statement and gives you free access to internet banking, online bill pay and business debit cards. You also have the ability to modify and enhance your account through our cash management services.

Commerce IOLTA Checking 
The Commerce IOLTA Checking account is designed for attorneys to use as a trust account. The account offers free access to internet banking and earns interest on collected balances. This account requires participation in the North Carolina IOLTA program.

Commerce Business Money Market 
The Commerce Business Money Market account earns interest on collected balances. The monthly maintenance fee can be avoided by maintaining a $1,000 minimum balance; otherwise there is a $10 per month fee. Your first order of checks is complimentary. If there are more than 6 debits per month, there is a $10 fee per debit. See current rates.

Commerce Business Sweep 
The Commerce Business Sweep account is designed to maximize earnings for accounts carrying larger balances. The account works in conjunction with your main operating account. Contact our Commerce Banker On-Call for additional information.

Commerce Certificate of Deposit (CD)
The Commerce Business CDS offer several term and interest payment options with an investment as little as $1,000 for a term as short as 7 days. They are designed to give your business, owners’ association or other non-profit organization a competitive rate combined with the safety and security provided by this popular investment instrument. See current rates.

Commerce Business Debit Card
The Commerce Business Debit Card gives you direct access to your checking account. The first five non-Bank of Commerce ATM transactions per month are free and it can be used anywhere Master Card® is accepted. The Commerce Business Debit Card is a convenient way to manage your day-to-day expenses.

Business Loans
Bank of Commerce provides an in-depth consultative team approach through our experienced Commercial Relationship Managers. We have the expertise to develop comprehensive solutions for your business needs, ranging from working capital loans and equipment financing to cash management and deposit services. Your dedicated Commercial Relationship Manager will promptly assess your needs to provide financing options with flexible terms and competitive rates necessary to be successful in today’s economy. Additional Bank resources for your business include our Commerce Banker On-Call program giving you direct access to customer support.

Examples of commercial loans include:

  • Lines of Credit
  • Real Estate
  • Equipment
  • Commerce Business Reserve
  • Construction/Permanent Real Estate

Commerce Remote Deposit 
Commerce Remote Deposit is an innovative service that brings our Bank to the corner of your desk, giving you the freedom to securely scan and deposit checks directly into your account at your convenience. You’ll eliminate time consuming trips to the Bank while accelerating your cash flows by making deposits as often as needed and extending your deposit deadline to 6 PM Monday through Friday. Initial set-up, training and ongoing support provided as needed. 




Call us at 704.971.7000
or email us at banker@bocnc.com
Available Mon - Fri 8:30 AM to 5 PM

This innovative service brings our Bank to the corner of your desk, giving you the freedom to securely scan and deposit checks directly into your account at your convenience.

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